Last Wednesday, just after leaving work, a minivan travelling in the opposite direction turned left in front of me. The short stopping distance required, compounded with being on a curve at the time equalled me skidding sideways, tipping over and landing on the pavement. No broken bones, just some road rash, a sprained foot and ankle, and a nasty-looking bruise on my inner thigh that looks strangely like the Kawasaki logo in reverse.
Although I don’t believe in mandatory helmet laws, I wear mine pretty much all the time - also my motorcycle boots and gloves. Together, these left me a lot better off than I would have been without them.